Be more resilient to life’s surprises - access your earnings when you need it most.

Tell your employer about us. Anonymously.

Entcpay is a financial wellness platform designed to empower Canadian employees with flexible access to earned wages.

Your employees have spoken: Flexibility matters

There is no post-pandemic back-to-normal. Our priorities have shifted. Workers want more flexibility, and wellness - physical , mental and financial - matters more than ever. The same old employment offering doesn’t measure up.

Retaining and attracting great employees needs a new approach. Earned wage access offered by Entcpay is a simple plug-and-play solution to make your business relevant and your bottom-line better.

Money is an emotional business

No-one ever taught us how our thoughts, and often upbringing, impact our relationship with money. It’s time to open up the conversation about financial wellbeing.

Get empowered to talk investment lingo, understand how to have budget that actually works and doesn’t just suck the joy out of life, and generally get savvy about your money. No cost to you.

88% of employees say early access to wages will make them more loyal to their current employer.

— Visa Direct Gig Economy Research

Small & medium businesses are the backbone of the Canadian economy.

  • There are 1.3 million of you

  • Representing 98% of Canadian companies

  • And employing over 11 million people

We’re all relying on you to thrive